We have developed a 5 stage process that will identify your needs and objectives and take you through the loan application, loan settlement, and post settlement stages.
Fulcrum Loans 5 Stage Process:
Stage 1 – We have an initial meeting and discussion with you to understand what you are looking for including an in-depth understanding of your current position. We also introduce our business to you, discuss what services we offer and how we may be able to assist you, and answer any questions you may have.
Stage 2 – Considering your requirements, objectives, and using the information you have provided us, we discuss and provide you with a loan recommendation. Depending on the type of loan required the information you will receive may include your borrowing capacity, details on loans repayments, and in some cases product comparisons.
Stage 3 – Once you have considered the recommendation and confirmed how you wish to proceed, we assist you with the loan application including liaising with the lender and providing the lender with additional information they request. We also provide you with updates along the way.
Stage 4 – The settlement stage. This is where the loan contract and documents are signed.
Stage 5 – The first 4 stages are the start of the journey and we believe in providing advice to clients as personal and family circumstances change. We look to partner with you through life’s constant changes.
Disclaimer: Your full financial situation would need to be reviewed prior to acceptance of any offer or product.